I am passionate about helping people and I am very thankful that I get to do this, daily, in my profession! It’s simple, my goal is your goal! If you want to have a conversation, my time is of no obligation! If you are looking for financing, I will give you all the information you need so that you understand everything. I work joyfully with you until you are 100% comfortable and happy with the entire lending process!
Spending time with family
Walking and playing with furry friends
Reading and Studying
Cooking and Nutrition
Hanging out with friends
Unlike a mortgage banker who offers one bank’s products and uses the bank funds to originate loans, I offer a variety of loan products from a variety of lenders.
Since I have more options, I have more loan choices in the terms of both rate and loan types.
Think of Expedia, Kayak or Priceline. Based on your information, I provide you with the best possible loan options. I do all the shopping for you!
Working with me costs zero dollars. Most bankers will charge an origination fee (typically 1%), an underwriting fee, and a processing fee. I charge nothing except for a credit report fee that you pay for only when the loan closes. The closing costs you pay will go to a third party. This includes: Title company fees, County fees, State fees, appraisal fees and real estate transaction fees. I get compensated by the lender directly.
I can anticipate hiccups on lending before it occurs. This means that I can prepare you up front for the issues you will have rather than the issues that typically come up right before closing. There has not been one transaction that I have submitted that did not get financed. Most loan officers come to me when their client gets declined.
From day one, I put you with a good fit and I give you all your options. I know what kinds of issues will come up. We go over these things upfront. I know the guidelines so I know what works at one lender that wouldn’t work at another. I aim to make this a hassle-free, smooth, and educational process for you!
I want to earn your business for life. You can also count on me to help your family and friends whenever they need a mortgage.
I know that you want a great rate when you purchase or refinance a home! Our company offers some of the best rates in the industry.
Getting a mortgage requires a lot of communication. Our team will remain in constant contact with you throughout the process.
I know that time is of the essence whenever you’re buying or refinancing a home. I am committed to a quick and efficient closing.