I am passionate about helping people and I am very thankful that I get to do this, daily, in my profession! It’s simple, my goal is your goal! If you want to have a conversation, my time is of no obligation! If you are looking for financing, I will give you all the information you need so that you understand everything. I work joyfully with you until you are 100% comfortable and happy with the entire lending process!
Spending time with family
Walking and playing with furry friends
Reading and Studying
Cooking and Nutrition
Hanging out with friends
Why work with a mortgage broker???
Offers a variety of products
Unlike a mortgage banker who offers one bank’s products and uses the bank funds to originate loans, I offer a variety of loan products from a variety of lenders.
Since I have more options, I have more loan choices in the terms of both rate and loan types.
Your Personal Mortgage Shopper
Think of Expedia, Kayak or Priceline. Based on your information, I provide you with the best possible loan options. I do all the shopping for you!
Lowest Fees, Lowest Rates
Working with me costs zero dollars. Most bankers will charge an origination fee (typically 1%), an underwriting fee, and a processing fee. I charge nothing except for a credit report fee that you pay for only when the loan closes. The closing costs you pay will go to a third party. This includes: Title company fees, County fees, State fees, appraisal fees and real estate transaction fees. I get compensated by the lender directly.
WHY WORK WITH ME???
20 Years’ Experience
I can anticipate hiccups on lending before it occurs. This means that I can prepare you up front for the issues you will have rather than the issues that typically come up right before closing. There has not been one transaction that I have submitted that did not get financed. Most loan officers come to me when their client gets declined.
From day one, I put you with a good fit and I give you all your options. I know what kinds of issues will come up. We go over these things upfront. I know the guidelines so I know what works at one lender that wouldn’t work at another. I aim to make this a hassle-free, smooth, and educational process for you!